Terms Of Use

Please read these Terms of Use and the Content Guidelines (together, the "Terms") carefully, as they set out our and your legal rights and obligations in relation to the use of our Website and any of the services available through it. If you do not agree to these Terms, you must not use our Website regardless of whether or not you are a Registered User. If you register with our Website, we will ask you to expressly agree to these Terms but, in the absence of registration, your decision to continue use of this Website represents implicit acceptance of these Terms. Before accessing certain third party material on the Website, you may also be asked to give your express agreement to specific disclaimers in relation to that third party material.

Definitions

“Charges” means the subscription charges payable to TraderInsight by the Subscriber in respect of the Subscription Services;

"Content Guidelines" means the 'forum guidelines', 'posting guidelines', 'article guidelines' and 'editing guidelines' posted on our Website as amended by us from time to time;

"Intellectual Property Rights" means all intellectual property rights wherever in the world arising, whether registered or unregistered, and including any application or right of application for such rights (including without limitation copyright and related rights, moral rights, registered and unregistered trademarks, patents, design rights and database rights);

"Registered User" means a person who has created an account with the Website;

"TraderInsight Content" means financial news articles, blogs and other textual content that we write and publish for free on the Website, identified by being authored by either TraderInsight.

“Subscription Service” means one of the paid-for data and screening subscription services (“TraderInsight Data”) and data analysis tools available on the Website from time to time, including but not limited to the TraderInsight Pro “Investor” and “Expert” services;

“Subscriber” means a Registered User who has subscribed to a Subscription Service;

“Third Party Content” means financial news, articles, advertising and/or other content (including without limitation video, textual, graphic, photographic, audio and audio-visual content) that is published on the Website, but is provided by third parties (for example content sourced from external publishers including news organisations and research houses),

“TraderInsight Data” means data that we source from third party data suppliers and any intermediate algorithms and calculations that we undertake in respect of that data;

"Use" means any use whatsoever and includes, without limitation, viewing, storing, reproducing, displaying, publishing, distributing, broadcasting and/or creating derivative works;

"User Content" means content (including without limitation video, textual, graphic, photographic, audio and audio-visual content) uploaded or otherwise provided for publication by a Registered User for Use on or in relation to the Website; and

"Website" means the website at or any successor site operated by us from time to time.

“Subscriber” means a Registered User who has subscribed to a Subscription Service;

References in these Terms to "we" or "us" mean TraderInsight; and references in these Terms to "you" mean the person using the Website or holding a Registered User account with the Website.

No Investment Advice

Our Website is a financial data and news portal, discussion forum and content aggregator. TraderInsight is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. We are not regulated by the Financial Services Authority

We are an educational forum for analysing, learning & discussing general and generic information related to stocks, investments and strategies. No content on the site constitutes - or should be understood as constituting - a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in our site content. We do not provide personalised recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

Individual Empowerment, not Hand-Holding

This is the beginning of a journey, not the end. Where we present investment screens, the results should only be treated as candidates for further research, not as a buy list or set of recommendations. Screening may help to narrow a search based on pre-defined criteria but it is not a substitute for independent research reflecting your individual criteria for investing/trading.

Where we offer valuation tools, these are solely for informational & educational purposes so that users can easily run their own valuations. The pre-defined values are simply a starting point based on global assumptions that we have applied across the entire market – users should amend them as they see fit and not regard them as a substitute for their own judgment. Any resulting valuation outputs are necessarily generic and are not endorsed for a given stock by TraderInsight.

User Generated Content

Much of the content on this site is user-generated and, as such, impossible to monitor effectively. Excluding the TraderInsight Content and TraderInsight Data, all of the information on our Website about businesses, companies, investment strategies, investments and investment opportunities is provided by our Registered Users and other third parties. We act as a mere conduit for this information published on our Website, and we do not select, monitor, edit, modify review, evaluate or otherwise oversee the information or the publication of the information on our Website.

No reliance

Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information. Any arrangements between you and any third party contacted via the Website are at your sole risk.

Investment Warnings

We would like to draw your attention to the following important investment warnings.

  • The value of shares and investments and the income derived from them can go down as well as up;
  • Investors may not get back the amount they invested - losing one's shirt is a real risk;
  • Past performance is not a guide to future performance.

Disclaimer

Before using this site, please make sure that you note the following important information:

Do your Own Research

Our content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

No Investment Advice

Our Website is a financial data and news portal, discussion forum and content aggregator. TraderInsight is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. We are not regulated by the Financial Services Authority

We are an educational forum for analysing, learning & discussing general and generic information related to stocks, investments and strategies. No content on the site constitutes - or should be understood as constituting - a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in our site content. We do not provide personalised recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

Individual Empowerment, not Hand-Holding

This is the beginning of a journey, not the end. Where we present investment screens, the results should only be treated as candidates for further research, not as a buy list or set of recommendations. Screening may help to narrow a search based on pre-defined criteria but it is not a substitute for independent research reflecting your individual criteria for investing/trading.

Where we offer valuation tools, these are solely for informational & educational purposes so that users can easily run their own valuations. The pre-defined values are simply a starting point based on global assumptions that we have applied across the entire market – users should amend them as they see fit and not regard them as a substitute for their own judgment. Any resulting valuation outputs are necessarily generic and are not endorsed for a given stock by TraderInsight.

User Generated Content

Much of the content on this site is user-generated and, as such, impossible to monitor effectively. Excluding the TraderInsight Content and TraderInsight Data, all of the information on our Website about businesses, companies, investment strategies, investments and investment opportunities is provided by our Registered Users and other third parties. We act as a mere conduit for this information published on our Website, and we do not select, monitor, edit, modify review, evaluate or otherwise oversee the information or the publication of the information on our Website.

No reliance

Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information. Any arrangements between you and any third party contacted via the Website are at your sole risk.

Investment Warnings

We would like to draw your attention to the following important investment warnings.

  • The value of shares and investments and the income derived from them can go down as well as up;
  • Investors may not get back the amount they invested - losing one's shirt is a real risk;
  • Past performance is not a guide to future performance.

Privacy Policy

TraderInsight ('we' or 'us') is committed to safeguarding the privacy of our website visitors; this policy sets out how we will treat your personal information. If you have any questions or concerns regarding this statement, you should contact us via email (Support @ traderinsight.co.uk).

Information collection

We may collect, store and use the following kinds of personal data:

(a) information about your computer and about your visits to and use of this website (such as your IP address, geographical location, browser type, referral source, length of visit and number of page views);

(b) information that you provide to us for the purpose of registering with us and maintaining your user profile (which may include your email address, name, location, personal details and/or images of you that you upload);

(c) information that you provide to us in the course of using our website services (including information contained in any media uploaded for publication on our website); and

(d) any other information that you choose to send to us.

Cookies

A cookie consists of information sent by a web server to a web browser, and stored by the browser. The information is then sent back to the server each time the browser requests a page from the server. This enables the web server to identify and track the web browser.

We may use both "session" cookies and "persistent" cookies on the website. The session cookies enable our website to keep track of you whilst you navigate the website. The persistent cookies will enable our website to recognise your computer when you visit our website.

Whilst session cookies will be deleted from your computer when you close your browser, persistent cookies will remain stored on your computer until deleted, or until they reach a specified expiry date.

Most browsers allow you to refuse to accept cookies. (For example, in Internet Explorer you can refuse all cookies by clicking "Tools", "Internet Options", "Privacy", and selecting "Block all cookies" using the sliding selector.) This will, however, have a negative impact upon the usability of many websites, including ours.

In addition, we use Google Analytics to analyse the use of this website. Google Analytics generates statistical and other information about website use by means of cookies. The information generated relating to our website is used to create reports about the use of the website. Google will store this information. Google's privacy policy is available at: .

Use of personal data

Personal data submitted on this website will be used for the purposes specified in this privacy policy or in relevant parts of the website.

(a) administer the website;

(b) improve your browsing experience by personalising the website;

(c) enable your use of the services available on the website, including the facility to submit content to the website;

(d) send you general commercial communications;

(e) send you site-related email notifications, for example related to site improvement, new features and site content, or premium offerings;

(f) send you email notifications of related third party offers which are targeted to TraderInsight's focus (i.e. no spam) but not where you have opted out via the email settings on your profile;

(g) deal with enquiries and complaints made by or about you relating to the website; and

(h) provide third parties with statistical information about our users but this information will not be used to identify any individual user.

You acknowledge that our website is a social networking website and, where you submit personal information for publication on our website (including as part of your profile) we will publish and otherwise use that information in accordance with the terms of the licence you grant to us. Similarly, user ratings and reviews concerning you, and details of the performance of your public funds, may be published on our website.

Where you specifically agree to this (for example, during the website registration process) we may use your personal information to send to you marketing communications which we think may be of interest to you about our business or the businesses of carefully-selected third parties by post, fax, email, SMS or similar technology.

Where you have provided us with credit card details in relation to a subscription service, we do not store these details nor do we share customer payment details with any 3rd parties other than our partners, Paypal and Recurly who we use for secure payments

Other disclosures

(a) to the extent that we are required to do so by law

(b) in connection with any legal proceedings or prospective legal proceedings (including proceedings contemplated by a third party, whether against us, you or another third party);

(c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk); and

(d) to the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling

International data transfers

Information that we collect may be stored and processed in and transferred between any of the countries in which we operate in order to enable us to use the information in accordance with this privacy policy.

If you are in the European Economic Area, information which you provide may be transferred to countries which do not have data protection laws equivalent to those in force in the European Economic Area

In addition, any personal information that you publish on the website will be available via the internet around the world.

You expressly agree to such transfers of personal information.

Security of your personal data

We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information

All personal information you provide will be stored on our secure servers, which incorporate both password and firewall protection. Please note that your username will be publicly visible but this can be a pseudonym.

If you choose to publish information about yourself in your public profile or in articles you choose to publish on the website (both optional), this information will, of course, be publicly available on the Internet.

While all payment information is sent over a secure protocol, other data transmission over the Internet is inherently insecure, and we cannot guarantee the security of data sent over the Internet.

You are responsible for keeping your password and user details confidential. We will not ask you for your password (except when you log in).

Policy amendments

We may update this privacy policy from time-to-time by posting a new version on our website, and you should check this page occasionally to ensure you are familiar with any changes.

Your rights

You may instruct us to provide you with any personal information we hold about you. Provision of such information may be subject to the payment of a fee (currently fixed at £10.00).

You may instruct us not to process your personal data for marketing purposes by email (to support @ traderinsight.co.uk) at any time.

Third party websites

The website contains links to other websites. We are not responsible for the privacy policies or practices of third party websites

Updating information

Please let us know if the personal information which we hold about you needs to be corrected or updated.

Contact

If you have any questions about this privacy policy or our treatment of your personal data, please write to us by emailing support @ traderinsight.co.uk, calling us on 020 3751 8290, or by post to Commodity Index Ltd, 43 Manchester Street, London, W1U

Why And How We Use Cookies

Our website uses cookies, as almost all websites do, to help provide you with the best experience we can. Cookies are small text files that are placed on your computer or mobile phone when you browse websites

Our cookies help us:

  • Make our website work as you'd expect
  • Save you having to login every time you visit the site
  • Remember your settings during and between visits
  • Offer you free services/content (thanks to advertising)
  • Improve the speed/security of the site
  • Allow you to share pages with social networks like Facebook
  • Continuously improve our website for you
  • Make our marketing more efficient (ultimately helping us to offer the service we do at the price we do) We do not use cookies to
  • Collect any personally identifiable information (without your express permission)
  • Collect any sensitive information (without your express permission)
  • Pass personally identifiable data to third parties
  • You can learn more about all the cookies we use below

Granting us permission to use cookies

If the settings on your software that you are using to view this website (your browser) are adjusted to accept cookies we take this, and your continued use of our website, to mean that you are fine with this. Should you wish to remove or not use cookies from our site you can learn how to do this below, however doing so will likely mean that our site will not work as you would expect.

More about our Cookies

Website Function Cookies

We use cookies to make our website work including:

  • Making our subscription payment system work
  • Determining if you are logged in or not
  • Remembering your search settings
  • Remembering if you have accepted our terms and conditions
  • Showing you which pages you have recently visited
  • Allowing you to add comments to our site
  • Remembering your preferences such as colours, text size and layout
  • Remembering if we have already asked you certain questions (e.g. you declined to use our app or take our survey)

There is no way to prevent these cookies being set other than to not use our site.

Third party functions

Our site, like most websites, includes functionality provided by third parties. A common example is an embedded YouTube video. Our site includes the following which use cookies: * Google

Disabling these cookies will likely break the functions offered by these third parties

Social Website Cookies

So you can easily Like or share our content on the likes of Facebook and Twitter we have included sharing buttons on our site.

Cookies are set by:

  • ShareThis - they provide us with lots of sharing buttons all in one neat package The privacy implications on this will vary from social network to social network and will be dependent on the privacy settings you have chosen on these networks.

Site Improvement Cookies

We regularly test new designs or site features on our site. We do this by showing slightly different versions of our website to different people and anonymously monitoring how our site visitors respond to these different versions. Ultimately this helps us to offer you a better website.

Visitor Statistics Cookies

We use cookies to compile visitor statistics such as how many people have visited our website, what type of technology they are using (e.g. Mac or Windows which helps to identify when our site isn't working as it should for particular technologies), how long they spend on the site, what page they look at etc. This helps us to continuously improve our website. These so called 'analytics programs also tell us if how people reached this site (e.g. from a search engine) and whether they have been here before helping us to put more money into developing our services for you instead of marketing spend.

Advertising Cookies

Cookies are widely used in online advertising. Neither us, advertisers or our advertising partners can gain personally identifiable information from these cookies. We only work with advertising partners who work to accepted privacy standards such as

You can learn more about online advertising at . You can opt-out of almost all advertising cookies at http://www.youronlinechoices.com/uk/your-ad-choices although we would prefer that you didn't as ultimately adverts help keep much of the internet free. It is also worth noting that opting out of advertising cookies will not mean you won't see adverts, just simply that they won't be tailored to you any longer.

Banner Adverts

We fund our site by showing adverts as you browse our site. These adverts are usually managed by a partner specialising in providing adverts for multiple sites. Invariably these partners place cookies to collect anonymous data about the websites you visits so they can personalise the adverts to you, ensure that you don't see the same adverts too frequently and ultimately report to advertisers on which adverts are working. Our partners include:

Affiliate Cookies

We have a number of partners who promote our service on a success-only basis (i.e. instead of paying for advertising, we pay them commissions on sales). Cookies are required to allow us to reward these partners and these cookies are usually provided by specialist companies (known as affiliate networks). Neither us, the networks, or the partner advertising or recommending our services are able to identify you personally. We ask you to support us by allowing these cookies which ultimately help us to offer you the service we do at the price we do. Our affiliate cookies are provided by:

Turning Cookies Off

You can usually switch cookies off by adjusting your browser settings to stop it from accepting cookies Doing so however will likely limit the functionality of our's and a large proportion of the world's websites as cookies are a standard part of most modern websites

It may be that you concerns around cookies relate to so called "spyware". Rather than switching off cookies in your browser you may find that anti-spyware software achieves the same objective by automatically deleting cookies considered to be invasive.